Lydia AI is an applied artificial intelligence company on a mission to protect the health and prosperity of the next billion people. The company offers a digital risk scoring engine that enables businesses to enhance their customers’ financial portfolios through personalized, embedded financial products. Lydia AI uses digital alternative data to make accurate dynamic risk predictions that are used to personalize and automate underwriting. Founded in 2015, Lydia AI is headquartered in Toronto with offices in Taipei, Tokyo and Seoul.